🔒 Homepay · Secure, digital and transparent real estate deposits
🏠 FOR BUYERS
Your deposit is secure.
Your deposit is secure.
Even if the deal does not go through.
Even if the deal does not go through.
Even if the deal does not go through.
The tool your agent uses to secure your deposit. Digital, traceable, and with no surprises.
The tool your agent uses to secure your deposit. Digital, traceable, and with no surprises.
Bank-grade security
🔒 Segregated funds
🛡️ OTP Verification Code/OTP Authentication
🌍 Verified Sellers
WHY HOMEPAY
Buying a property is already challenging
With Homepay, securing the deposit is the easiest part.
You are appraising a property. Or perhaps you are already ready to make the move. Your agent mentions a deposit to formalize the offer. And then, the doubts arise.
How are my funds managed
from this moment on?
Into which account am I depositing them?
How are my funds managed
from this moment on?
Into which account am I depositing them?
How are my funds managed
from this moment on?
Into which account am I depositing them?
HOW IT WORKS
Simple, secure, transparent.
01
An account just for you
In just a few minutes, we open an escrow account in your name, linked exclusively to this transaction. Your deposit never enters the seller's or the agency's assets until all agreed conditions are met. Monitorable 24/7.
01
An account just for you
In just a few minutes, we open an escrow account in your name, linked exclusively to this transaction. Your deposit never enters the seller's or the agency's assets until all agreed conditions are met. Monitorable 24/7.
02
The funds remain escrowed
Your deposit is transferred to the seller only if all agreed conditions are met. Before releasing any funds, Homepay performs automated verifications on the recipient's account and the property's cadastral data.
02
The funds remain escrowed
Your deposit is transferred to the seller only if all agreed conditions are met. Before releasing any funds, Homepay performs automated verifications on the recipient's account and the property's cadastral data.
03
Auto-close
Once the deal is closed, the escrow account closes automatically with no action required on your part. If any of the contingencies are not met, the deposit is returned to you immediately and in full. No requests, no waiting, no bureaucracy.
03
Auto-close
Once the deal is closed, the escrow account closes automatically with no action required on your part. If any of the contingencies are not met, the deposit is returned to you immediately and in full. No requests, no waiting, no bureaucracy.
WHY IT IS SECURE
It is not a promise. It is a guarantee.
Every aspect of Homepay is designed to keep your deposit secure, traceable, and protected by European banking regulations.
🔒 Segregated funds
Your deposit remains secure in the escrow account until all conditions of the purchase offer are met.
🔒 Segregated funds
Your deposit remains secure in the escrow account until all conditions of the purchase offer are met.
Bank-grade security
Your deposit is held with a bank under the supervision of the Bank of Italy (Groupe Société Générale).
Bank-grade security
Your deposit is held with a bank under the supervision of the Bank of Italy (Groupe Société Générale).
💶 FITD coverage
Funds are protected by the Interbank Deposit Protection Fund up to €100,000
💶 FITD coverage
Funds are protected by the Interbank Deposit Protection Fund up to €100,000
🛡️ Secure Access
Every transaction is secured by Strong Customer Authentication, in compliance with the PSD2 directive.
🛡️ Secure Access
Every transaction is secured by Strong Customer Authentication, in compliance with the PSD2 directive.
🛡️ Secure Access
Every transaction is protected by Strong Customer Authentication (SCA), as required by the European PSD2 directive.
🌍 Verified Sellers
Your deposit can only be transferred within the European Economic Area. No risk of unknown destinations.
🌍 Verified Sellers
Your deposit can only be transferred within the European Economic Area. No risk of unknown destinations.
📵 Zero phishing
Homepay never sends sensitive data via SMS or email. Everything is processed via secure channels.
📵 Zero phishing
Homepay never sends sensitive data via SMS or email. Everything is processed via secure channels.
📄 Homepay Deposit vs Traditional Check
A check can get lost, held up, or disappear for weeks. With Homepay you always know where your money is, what is happening, and what will happen next. Total control, in real time.
POWERED BY TREEZOR
The technology behind security
The technology behind security
The Homepay platform is built on the infrastructure of Treezor, part of the Société Générale Group. Your funds are held by an electronic money institution regulated by the ACPR — the French Prudential Supervision and Resolution Authority — with all the solidity and oversight that this entails.
Treezor operates under a European passport in 25 countries, including Italy. It is a principal member of Mastercard. The funds are ring-fenced and deposited in segregated accounts opened at Société Générale, with every transaction managed in compliance with PSD2 regulations and the European GDPR.
The Homepay platform is built on the infrastructure of Treezor, part of the Société Générale Group. Your funds are held by an electronic money institution regulated by the ACPR — the French Prudential Supervision and Resolution Authority — with all the solidity and oversight that this entails.
Treezor operates under a European passport in 25 countries, including Italy. It is a principal member of Mastercard. The funds are ring-fenced and deposited in segregated accounts opened at Société Générale, with every transaction managed in compliance with PSD2 regulations and the European GDPR.
+120M
processed transactions
25
European countries, including Italy
2016
BaaS pioneer in Europe
Frequently Asked Questions
Still have doubts? That is completely normal.
Frequently asked questions from buyers.
Is my money genuinely secure?
Yes. When you pay the deposit via Homepay, the money is credited to a locked escrow account in your name, opened with Treezor — an electronic money institution regulated by the ACPR and part of the Société Générale Group. The account is dedicated exclusively to this transaction and cannot be used for any other purpose. The deposit remains secured in that account until the conditions agreed upon in the purchase proposal are met. Only at that point can your agent instruct the transfer, and Homepay performs automatic checks before releasing the funds. You can monitor the status of your deposit at any time from your personal dashboard, 24 hours a day, without downloading any app.
What happens if the mortgage is not approved?
And what if the seller backs out?
What is the Exclusive Listing Agreement and what changes for me?
Can the agency or the seller access my funds?
Is my money genuinely secure?
Yes. When you pay the deposit via Homepay, the money is credited to a locked escrow account in your name, opened with Treezor — an electronic money institution regulated by the ACPR and part of the Société Générale Group. The account is dedicated exclusively to this transaction and cannot be used for any other purpose. The deposit remains secured in that account until the conditions agreed upon in the purchase proposal are met. Only at that point can your agent instruct the transfer, and Homepay performs automatic checks before releasing the funds. You can monitor the status of your deposit at any time from your personal dashboard, 24 hours a day, without downloading any app.
What happens if the mortgage is not approved?
And what if the seller backs out?
What is the Exclusive Listing Agreement and what changes for me?
Can the agency or the seller access my funds?
REVIEWS
Thousands of buyers have already chosen Homepay.
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Buyer
Rome
"I was skeptical at first. Then I realized my funds were completely secure, even if the deal fell through. It gave me immense peace of mind."
Buyer
Rome
"I was skeptical at first. Then I realized my funds were completely secure, even if the deal fell through. It gave me immense peace of mind."
Your agent is ready to guide you through every step of the way.
You don't have to do it alone. Your agent will guide you every step of the way. Homepay takes care of the rest.
Your agent is ready to guide you through every step of the way.
You don't have to do it alone. Your agent will guide you every step of the way. Homepay takes care of the rest.
Your agent is ready to guide you through every step of the way.
You don't have to do it alone. Your agent will guide you every step of the way. Homepay takes care of the rest.
Your agent is ready to guide you through every step of the way.
You don't have to do it alone. Your agent will guide you every step of the way. Homepay takes care of the rest.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.