🔒 Homepay · Secure, digital and transparent real estate deposits
🏠 FOR SELLERS
Your deposit is secure.
Your deposit is secure.
Even before signing the contract.
Even before signing the contract.
The tool your agent uses to secure your deposit. When the buyer uses Homepay, the funds are already escrowed and verified. No checks to cash, no waiting, no risks.
The tool your agent uses to secure your deposit. When the buyer uses Homepay, the funds are already escrowed and verified. No checks to cash, no waiting, no risks.
Bank-grade security
🔒 Escrowed funds
🛡️ Certified receipt
🌍 Verified buyers
WHY HOMEPAY
Selling a property is already complicated.
At least the deposit doesn't have to be.
You have found a buyer. Your agent mentions a deposit to formalize the offer. And then, the doubts arise.
Is the check really secure?
And what if the deal falls through?
When can I consider the deposit confirmed?
And what if the deal falls through?
When can I consider the deposit confirmed?
HOW IT WORKS
From the first payment to the final balance.
Everything under control
01
The deposit is already escrowed
As soon as the buyer makes the payment, the funds are deposited into a dedicated escrow account. They are not at their disposal, nor do they pass through the agency. They exist, they are tracked, and you can see it.
01
The deposit is already escrowed
As soon as the buyer makes the payment, the funds are deposited into a dedicated escrow account. They are not at their disposal, nor do they pass through the agency. They exist, they are tracked, and you can see it.
02
Receive a certified receipt
Homepay automatically generates the deposit receipt with the buyer's details, the property, and each payment received. It is proof that the funds are there, even before reaching the closing.
02
Receive a certified receipt
Homepay automatically generates the deposit receipt with the buyer's details, the property, and each payment received. It is proof that the funds are there, even before reaching the closing.
03
The funds are deposited into your account
Once the conditions are met, your agent arranges the transfer. You receive a tracked wire transfer with an explicit payment reference and TRN/CRO. No checks, no waiting at the bank.
03
The funds are deposited into your account
Once the conditions are met, your agent arranges the transfer. You receive a tracked wire transfer with an explicit payment reference and TRN/CRO. No checks, no waiting at the bank.
WHY IT IS SECURE
It is not a promise. It is a guarantee.
When you accept an offer with Homepay, you are not accepting a promise of payment. You are accepting funds that have already been deposited, secured, and verified.
🔒 Funds already escrowed
Not a promise, but an actual wire transfer into the escrow account
🔒 Funds already escrowed
Not a promise, but an actual wire transfer into the escrow account
Bank-grade security
The deposit is held at a bank supervised by the Bank of Italy (Groupe Société Générale).
Bank-grade security
The deposit is held at a bank supervised by the Bank of Italy (Groupe Société Générale).
💶 FITD coverage
Funds are protected by the Interbank Deposit Protection Fund up to €100,000
💶 FITD coverage
Funds are protected by the Interbank Deposit Protection Fund up to €100,000
🛡️ Secure Access
Every transaction is secured by Strong Customer Authentication, in compliance with the PSD2 directive.
🛡️ Secure Access
Every transaction is secured by Strong Customer Authentication, in compliance with the PSD2 directive.
🛡️ Secure Access
Every transaction is protected by Strong Customer Authentication (SCA), as required by the European PSD2 directive.
🌍 Verified buyers
The deposit can only be transferred within the European Economic Area. No risk of unknown destinations.
🌍 Verified buyers
The deposit can only be transferred within the European Economic Area. No risk of unknown destinations.
📵 Zero phishing
Homepay never sends sensitive data via SMS or email. Everything is processed via secure channels.
📵 Zero phishing
Homepay never sends sensitive data via SMS or email. Everything is processed via secure channels.
📄 Homepay Deposit vs Traditional Check
A check can get lost, held up, or disappear for weeks. With Homepay, you always know where the money is, what is happening, and what will happen next. Total control, in real time.
POWERED BY TREEZOR
The technology behind security
The technology behind security
The Homepay platform is built on the infrastructure of Treezor, part of the Société Générale Group. Your funds are held by an electronic money institution regulated by the ACPR — the French Prudential Supervision and Resolution Authority — with all the solidity and oversight that this entails.
Treezor operates under a European passport in 25 countries, including Italy. It is a principal member of Mastercard. The funds are ring-fenced and deposited in segregated accounts opened at Société Générale, with every transaction managed in compliance with PSD2 regulations and the European GDPR.
The Homepay platform is built on the infrastructure of Treezor, part of the Société Générale Group. Your funds are held by an electronic money institution regulated by the ACPR — the French Prudential Supervision and Resolution Authority — with all the solidity and oversight that this entails.
Treezor operates under a European passport in 25 countries, including Italy. It is a principal member of Mastercard. The funds are ring-fenced and deposited in segregated accounts opened at Société Générale, with every transaction managed in compliance with PSD2 regulations and the European GDPR.
+120M
processed transactions
25
European countries, including Italy
2016
BaaS pioneer in Europe
Frequently Asked Questions
Still have doubts? That is completely normal.
The questions sellers ask.
How do I know that the funds are actually secured?
Because this is not just a verbal promise, but a document. When the buyer pays via Homepay, the funds go into an escrow account in their name, and Homepay automatically generates a deposit receipt that the agent delivers to you along with the purchase proposal. That receipt certifies the amount paid, the date of payment, the buyer's details, and the property to which it is associated. The money is not freely accessible to the buyer: they cannot withdraw it on their own or use it for anything else. It exists, it is locked, and it is there for you.
If the buyer backs out, do I lose the deposit?
When will the funds be credited to my account?
Do I need to take any action to receive the funds?
Is the release receipt acceptable to the notary?
How do I know that the funds are actually secured?
Because this is not just a verbal promise, but a document. When the buyer pays via Homepay, the funds go into an escrow account in their name, and Homepay automatically generates a deposit receipt that the agent delivers to you along with the purchase proposal. That receipt certifies the amount paid, the date of payment, the buyer's details, and the property to which it is associated. The money is not freely accessible to the buyer: they cannot withdraw it on their own or use it for anything else. It exists, it is locked, and it is there for you.
If the buyer backs out, do I lose the deposit?
When will the funds be credited to my account?
Do I need to take any action to receive the funds?
Is the release receipt acceptable to the notary?
REVIEWS
Thousands of sellers have already chosen Homepay.
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Buyer
Milan
"I didn't expect it to be this simple. In 10 minutes, I had already opened the account and made a deposit. Finally, something that actually works."
Seller
Rome
"I was skeptical at first. Then I realized my funds were completely secure, even if the deal fell through. It gave me immense peace of mind."
Seller
Rome
"I was skeptical at first. Then I realized my funds were completely secure, even if the deal fell through. It gave me immense peace of mind."
Your agent handles everything. You just wait for the wire transfer.
You don't need to open any accounts or install any apps. Your real estate agent sets everything up on Homepay. You receive the receipt, and when the time comes, the wire transfer goes directly to your IBAN.
Your agent handles everything. You just wait for the wire transfer.
You don't need to open any accounts or install any apps. Your real estate agent sets everything up on Homepay. You receive the receipt, and when the time comes, the wire transfer goes directly to your IBAN.
Your agent handles everything. You just wait for the wire transfer.
You don't need to open any accounts or install any apps. Your real estate agent sets everything up on Homepay. You receive the receipt, and when the time comes, the wire transfer goes directly to your IBAN.
Your agent handles everything. You just wait for the wire transfer.
You don't need to open any accounts or install any apps. Your real estate agent sets everything up on Homepay. You receive the receipt, and when the time comes, the wire transfer goes directly to your IBAN.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.
© 2026 Homepay S.r.l. - VAT Number: IT13154030012 - REA: TO-1343252 - Share capital € 10.035,09
Homepay S.r.l. is a registered agent registered with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under No. 754189, registration that can be consulted in the Register of Financial Agents (www.regafi.fr), as agent of the E-Money Institution Treezor SAS (CIB 16798) with registered office at 33 rue de Wagram, 75017 – Paris (France).
Bank logos are used for informational purposes only. All trademarks belong to their respective owners.
All rights reserved.